Call reports 2016
FIRST NATIONAL BANK OF GROTON, THE — 2016
What FIRST NATIONAL BANK OF GROTON, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 172,627,000 | 173,081,000 | 173,043,000 | 171,299,000 |
| Total loans | 82,220,000 | 86,114,000 | 87,446,000 | 89,410,000 |
| Allowance for loan losses | 1,146,000 | 1,244,000 | 1,261,000 | 1,220,000 |
| Securities available for sale | 72,733,000 | 74,893,000 | 70,854,000 | 69,212,000 |
| Securities held to maturity | 5,771,000 | 5,056,000 | 4,565,000 | 5,772,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,477,000 | 142,124,000 | 144,319,000 | 148,198,000 |
| Interest-bearing deposits | 119,761,000 | 111,263,000 | 112,414,000 | 116,602,000 |
| Noninterest-bearing deposits | 29,716,000 | 30,861,000 | 31,905,000 | 31,596,000 |
| Equity capital | 22,509,000 | 23,042,000 | 23,277,000 | 22,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,866,000 | 3,738,000 | 5,652,000 | 7,560,000 |
| Interest expense | 105,000 | 210,000 | 324,000 | 426,000 |
| Net interest income | 1,761,000 | 3,528,000 | 5,328,000 | 7,134,000 |
| Noninterest income | 187,000 | 385,000 | 563,000 | 651,000 |
| Noninterest expense | 1,118,000 | 2,232,000 | 3,379,000 | 4,566,000 |
| Provision for loan losses | 100,000 | 300,000 | 500,000 | 600,000 |
| Pretax income | 730,000 | 1,400,000 | 2,031,000 | 2,638,000 |
| Income tax | 188,000 | 355,000 | 501,000 | 598,000 |
| Net income | 542,000 | 1,045,000 | 1,530,000 | 2,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,740,000 | 21,822,000 | 22,307,000 | 22,302,000 |
| Total capital | 22,804,000 | 22,935,000 | 23,429,000 | 23,446,000 |
| Risk-weighted assets | 85,063,000 | 88,871,000 | 89,614,000 | 91,482,000 |