Call reports 2015
FIRST NATIONAL BANK OF GROTON, THE — 2015
What FIRST NATIONAL BANK OF GROTON, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 157,137,000 | 158,097,000 | 156,823,000 | 162,003,000 |
| Total loans | 76,853,000 | 77,670,000 | 78,434,000 | 81,707,000 |
| Allowance for loan losses | 1,143,000 | 1,121,000 | 1,247,000 | 1,162,000 |
| Securities available for sale | 63,494,000 | 63,477,000 | 62,307,000 | 66,458,000 |
| Securities held to maturity | 6,982,000 | 6,190,000 | 6,083,000 | 6,060,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,657,000 | 135,828,000 | 134,262,000 | 139,175,000 |
| Interest-bearing deposits | 107,863,000 | 107,053,000 | 105,736,000 | 109,766,000 |
| Noninterest-bearing deposits | 26,794,000 | 28,775,000 | 28,526,000 | 29,409,000 |
| Equity capital | 21,902,000 | 21,396,000 | 21,957,000 | 21,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,748,000 | 3,524,000 | 5,342,000 | 7,169,000 |
| Interest expense | 113,000 | 226,000 | 337,000 | 444,000 |
| Net interest income | 1,635,000 | 3,298,000 | 5,005,000 | 6,725,000 |
| Noninterest income | 188,000 | 396,000 | 591,000 | 804,000 |
| Noninterest expense | 1,136,000 | 2,218,000 | 3,347,000 | 4,520,000 |
| Provision for loan losses | 100,000 | 200,000 | 635,000 | 950,000 |
| Pretax income | 587,000 | 1,276,000 | 1,614,000 | 2,059,000 |
| Income tax | 150,000 | 326,000 | 382,000 | 467,000 |
| Net income | 437,000 | 950,000 | 1,232,000 | 1,592,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,093,000 | 21,054,000 | 21,335,000 | 21,198,000 |
| Total capital | 22,080,000 | 22,048,000 | 22,344,000 | 22,246,000 |
| Risk-weighted assets | 78,844,000 | 79,411,000 | 80,491,000 | 83,732,000 |