Call reports 2013
FIRST NATIONAL BANK OF GROTON, THE — 2013
What FIRST NATIONAL BANK OF GROTON, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 146,091,000 | 140,936,000 | 143,068,000 | 142,968,000 |
| Total loans | 68,051,000 | 69,562,000 | 69,578,000 | 71,276,000 |
| Allowance for loan losses | 1,155,000 | 1,226,000 | 1,262,000 | 1,143,000 |
| Securities available for sale | 57,944,000 | 53,903,000 | 54,918,000 | 57,427,000 |
| Securities held to maturity | 9,891,000 | 9,466,000 | 8,752,000 | 7,959,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,682,000 | 121,150,000 | 123,304,000 | 122,890,000 |
| Interest-bearing deposits | 102,293,000 | 97,564,000 | 101,119,000 | 100,759,000 |
| Noninterest-bearing deposits | 23,389,000 | 23,586,000 | 22,185,000 | 22,131,000 |
| Equity capital | 19,831,000 | 19,143,000 | 19,432,000 | 19,286,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,700,000 | 3,415,000 | 5,117,000 | 6,841,000 |
| Interest expense | 142,000 | 282,000 | 416,000 | 548,000 |
| Net interest income | 1,558,000 | 3,133,000 | 4,701,000 | 6,293,000 |
| Noninterest income | 200,000 | 441,000 | 664,000 | 885,000 |
| Noninterest expense | 1,101,000 | 2,157,000 | 3,212,000 | 4,310,000 |
| Provision for loan losses | 100,000 | 200,000 | 275,000 | 350,000 |
| Pretax income | 557,000 | 1,217,000 | 1,879,000 | 2,519,000 |
| Income tax | 123,000 | 290,000 | 459,000 | 621,000 |
| Net income | 434,000 | 927,000 | 1,420,000 | 1,898,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,997,000 | 19,117,000 | 19,610,000 | 19,620,000 |
| Total capital | 19,859,000 | 19,989,000 | 20,481,000 | 20,511,000 |
| Risk-weighted assets | 68,668,000 | 69,438,000 | 69,314,000 | 71,008,000 |