Call reports 2012
FIRST NATIONAL BANK OF GROTON, THE — 2012
What FIRST NATIONAL BANK OF GROTON, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 140,365,000 | 134,866,000 | 139,643,000 | 137,424,000 |
| Total loans | 66,555,000 | 67,795,000 | 68,623,000 | 69,115,000 |
| Allowance for loan losses | 947,000 | 1,012,000 | 1,043,000 | 1,103,000 |
| Securities available for sale | 45,345,000 | 48,288,000 | 49,658,000 | 50,544,000 |
| Securities held to maturity | 13,925,000 | 10,281,000 | 10,380,000 | 9,966,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,911,000 | 114,685,000 | 119,084,000 | 116,814,000 |
| Interest-bearing deposits | 97,235,000 | 91,862,000 | 96,353,000 | 94,772,000 |
| Noninterest-bearing deposits | 23,676,000 | 22,823,000 | 22,731,000 | 22,042,000 |
| Equity capital | 18,825,000 | 19,041,000 | 19,635,000 | 19,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,709,000 | 3,433,000 | 5,157,000 | 6,889,000 |
| Interest expense | 190,000 | 370,000 | 531,000 | 684,000 |
| Net interest income | 1,519,000 | 3,063,000 | 4,626,000 | 6,205,000 |
| Noninterest income | 193,000 | 402,000 | 650,000 | 876,000 |
| Noninterest expense | 994,000 | 1,996,000 | 3,016,000 | 4,051,000 |
| Provision for loan losses | 100,000 | 200,000 | 350,000 | 600,000 |
| Pretax income | 618,000 | 1,269,000 | 1,910,000 | 2,430,000 |
| Income tax | 165,000 | 336,000 | 509,000 | 645,000 |
| Net income | 453,000 | 933,000 | 1,401,000 | 1,785,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,040,000 | 18,166,000 | 18,633,000 | 18,562,000 |
| Total capital | 18,868,000 | 19,006,000 | 19,487,000 | 19,419,000 |
| Risk-weighted assets | 66,122,000 | 67,024,000 | 68,123,000 | 68,312,000 |