Call reports 2011
FIRST NATIONAL BANK OF GROTON, THE — 2011
What FIRST NATIONAL BANK OF GROTON, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 134,168,000 | 128,633,000 | 132,601,000 | 129,256,000 |
| Total loans | 66,135,000 | 67,062,000 | 67,514,000 | 67,280,000 |
| Allowance for loan losses | 885,000 | 921,000 | 1,034,000 | 870,000 |
| Securities available for sale | 37,532,000 | 41,892,000 | 40,691,000 | 43,275,000 |
| Securities held to maturity | 15,515,000 | 14,519,000 | 14,080,000 | 14,033,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,481,000 | 109,455,000 | 113,232,000 | 109,422,000 |
| Interest-bearing deposits | 96,631,000 | 88,684,000 | 92,989,000 | 90,098,000 |
| Noninterest-bearing deposits | 19,850,000 | 20,771,000 | 20,243,000 | 19,324,000 |
| Equity capital | 17,514,000 | 17,952,000 | 18,700,000 | 18,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,714,000 | 3,449,000 | 5,202,000 | 6,970,000 |
| Interest expense | 274,000 | 532,000 | 767,000 | 974,000 |
| Net interest income | 1,440,000 | 2,917,000 | 4,435,000 | 5,996,000 |
| Noninterest income | 219,000 | 453,000 | 711,000 | 933,000 |
| Noninterest expense | 1,047,000 | 2,097,000 | 3,106,000 | 4,094,000 |
| Provision for loan losses | 75,000 | 175,000 | 325,000 | 900,000 |
| Pretax income | 537,000 | 1,098,000 | 1,715,000 | 1,936,000 |
| Income tax | 145,000 | 296,000 | 449,000 | 500,000 |
| Net income | 392,000 | 802,000 | 1,266,000 | 1,436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,323,000 | 17,392,000 | 17,855,000 | 17,587,000 |
| Total capital | 18,149,000 | 18,235,000 | 18,694,000 | 18,420,000 |
| Risk-weighted assets | 66,001,000 | 67,373,000 | 66,926,000 | 66,634,000 |