Call reports 2010
FIRST NATIONAL BANK OF GROTON, THE — 2010
What FIRST NATIONAL BANK OF GROTON, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 125,304,000 | 123,718,000 | 127,401,000 | 127,731,000 |
| Total loans | 65,603,000 | 66,885,000 | 66,128,000 | 66,520,000 |
| Allowance for loan losses | 1,069,000 | 1,027,000 | 1,052,000 | 897,000 |
| Securities available for sale | 33,898,000 | 31,520,000 | 31,759,000 | 35,432,000 |
| Securities held to maturity | 13,201,000 | 16,800,000 | 16,056,000 | 16,099,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,047,000 | 105,904,000 | 109,050,000 | 110,142,000 |
| Interest-bearing deposits | 90,626,000 | 86,814,000 | 89,947,000 | 90,959,000 |
| Noninterest-bearing deposits | 17,421,000 | 19,090,000 | 19,103,000 | 19,183,000 |
| Equity capital | 17,010,000 | 17,127,000 | 17,749,000 | 16,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,714,000 | 3,454,000 | 5,188,000 | 6,917,000 |
| Interest expense | 319,000 | 630,000 | 938,000 | 1,237,000 |
| Net interest income | 1,395,000 | 2,824,000 | 4,250,000 | 5,680,000 |
| Noninterest income | 209,000 | 449,000 | 698,000 | 914,000 |
| Noninterest expense | 990,000 | 1,973,000 | 2,929,000 | 3,906,000 |
| Provision for loan losses | 75,000 | 175,000 | 275,000 | 500,000 |
| Pretax income | 539,000 | 1,125,000 | 1,744,000 | 2,188,000 |
| Income tax | 160,000 | 335,000 | 520,000 | 658,000 |
| Net income | 379,000 | 790,000 | 1,224,000 | 1,530,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,530,000 | 16,618,000 | 17,052,000 | 16,931,000 |
| Total capital | 17,341,000 | 17,440,000 | 17,867,000 | 17,762,000 |
| Risk-weighted assets | 64,642,000 | 65,588,000 | 64,986,000 | 66,435,000 |