Call reports 2009
FIRST NATIONAL BANK OF GROTON, THE — 2009
What FIRST NATIONAL BANK OF GROTON, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 117,832,000 | 114,527,000 | 117,812,000 | 118,649,000 |
| Total loans | 62,590,000 | 63,068,000 | 64,273,000 | 65,634,000 |
| Allowance for loan losses | 931,000 | 973,000 | 1,019,000 | 1,000,000 |
| Securities available for sale | 28,848,000 | 32,248,000 | 31,109,000 | 31,228,000 |
| Securities held to maturity | 14,652,000 | 14,637,000 | 14,927,000 | 13,650,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,342,000 | 97,666,000 | 100,650,000 | 101,307,000 |
| Interest-bearing deposits | 83,922,000 | 79,867,000 | 84,711,000 | 83,153,000 |
| Noninterest-bearing deposits | 17,420,000 | 17,799,000 | 15,939,000 | 18,154,000 |
| Equity capital | 16,180,000 | 16,151,000 | 16,727,000 | 16,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,744,000 | 3,483,000 | 5,228,000 | 6,977,000 |
| Interest expense | 392,000 | 757,000 | 1,106,000 | 1,445,000 |
| Net interest income | 1,352,000 | 2,726,000 | 4,122,000 | 5,532,000 |
| Noninterest income | 193,000 | 393,000 | 630,000 | 831,000 |
| Noninterest expense | 974,000 | 1,993,000 | 2,917,000 | 3,899,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 325,000 |
| Pretax income | 496,000 | 976,000 | 1,610,000 | 2,139,000 |
| Income tax | 139,000 | 281,000 | 467,000 | 626,000 |
| Net income | 357,000 | 695,000 | 1,143,000 | 1,513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,715,000 | 15,747,000 | 16,195,000 | 16,152,000 |
| Total capital | 16,487,000 | 16,532,000 | 16,991,000 | 16,964,000 |
| Risk-weighted assets | 61,562,000 | 62,578,000 | 63,467,000 | 64,733,000 |