Call reports 2007
FIRST NATIONAL BANK OF GROTON, THE — 2007
What FIRST NATIONAL BANK OF GROTON, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 108,180,000 | 103,867,000 | 105,243,000 | 106,833,000 |
| Total loans | 59,193,000 | 60,633,000 | 60,785,000 | 61,147,000 |
| Allowance for loan losses | 740,000 | 715,000 | 715,000 | 749,000 |
| Securities available for sale | 21,936,000 | 22,291,000 | 20,738,000 | 21,456,000 |
| Securities held to maturity | 14,079,000 | 13,634,000 | 12,861,000 | 13,165,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,953,000 | 89,345,000 | 90,289,000 | 91,531,000 |
| Interest-bearing deposits | 77,400,000 | 72,719,000 | 74,136,000 | 76,156,000 |
| Noninterest-bearing deposits | 16,553,000 | 16,626,000 | 16,153,000 | 15,375,000 |
| Equity capital | 13,920,000 | 13,940,000 | 14,544,000 | 14,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,761,000 | 3,561,000 | 5,357,000 | 7,187,000 |
| Interest expense | 523,000 | 1,074,000 | 1,608,000 | 2,169,000 |
| Net interest income | 1,238,000 | 2,487,000 | 3,749,000 | 5,018,000 |
| Noninterest income | 201,000 | 403,000 | 678,000 | 867,000 |
| Noninterest expense | 885,000 | 1,743,000 | 2,595,000 | 3,459,000 |
| Provision for loan losses | 70,000 | 130,000 | 205,000 | 280,000 |
| Pretax income | 484,000 | 1,017,000 | 1,627,000 | 2,146,000 |
| Income tax | 142,000 | 301,000 | 489,000 | 645,000 |
| Net income | 342,000 | 716,000 | 1,138,000 | 1,501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,109,000 | 14,207,000 | 14,629,000 | 14,602,000 |
| Total capital | 14,845,000 | 14,922,000 | 15,344,000 | 15,351,000 |
| Risk-weighted assets | 58,847,000 | 58,979,000 | 59,587,000 | 60,241,000 |