Call reports 2006
FIRST NATIONAL BANK OF GROTON, THE — 2006
What FIRST NATIONAL BANK OF GROTON, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 103,966,000 | 99,302,000 | 101,915,000 | 103,061,000 |
| Total loans | 56,887,000 | 58,149,000 | 59,129,000 | 59,494,000 |
| Allowance for loan losses | 747,000 | 781,000 | 776,000 | 714,000 |
| Securities available for sale | 25,088,000 | 23,404,000 | 22,449,000 | 22,678,000 |
| Securities held to maturity | 11,693,000 | 11,962,000 | 12,576,000 | 13,068,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,899,000 | 85,826,000 | 87,909,000 | 88,708,000 |
| Interest-bearing deposits | 75,880,000 | 70,606,000 | 73,364,000 | 74,236,000 |
| Noninterest-bearing deposits | 15,019,000 | 15,220,000 | 14,545,000 | 14,472,000 |
| Equity capital | 12,808,000 | 12,819,000 | 13,436,000 | 13,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,669,000 | 3,377,000 | 5,083,000 | 6,858,000 |
| Interest expense | 396,000 | 848,000 | 1,295,000 | 1,803,000 |
| Net interest income | 1,273,000 | 2,529,000 | 3,788,000 | 5,055,000 |
| Noninterest income | 180,000 | 385,000 | 657,000 | 875,000 |
| Noninterest expense | 805,000 | 1,663,000 | 2,520,000 | 3,326,000 |
| Provision for loan losses | 70,000 | 150,000 | 220,000 | 300,000 |
| Pretax income | 578,000 | 1,101,000 | 1,705,000 | 2,305,000 |
| Income tax | 169,000 | 315,000 | 494,000 | 670,000 |
| Net income | 409,000 | 786,000 | 1,211,000 | 1,635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,130,000 | 13,267,000 | 13,691,000 | 13,767,000 |
| Total capital | 13,826,000 | 13,961,000 | 14,400,000 | 14,479,000 |
| Risk-weighted assets | 55,609,000 | 55,456,000 | 56,625,000 | 56,926,000 |