Call reports 2005
FIRST NATIONAL BANK OF GROTON, THE — 2005
What FIRST NATIONAL BANK OF GROTON, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 103,081,000 | 98,291,000 | 100,207,000 | 100,211,000 |
| Total loans | 54,279,000 | 55,927,000 | 56,389,000 | 56,806,000 |
| Allowance for loan losses | 633,000 | 668,000 | 681,000 | 704,000 |
| Securities available for sale | 26,166,000 | 26,289,000 | 24,856,000 | 24,464,000 |
| Securities held to maturity | 10,538,000 | 10,579,000 | 11,160,000 | 11,268,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,899,000 | 85,524,000 | 87,206,000 | 87,204,000 |
| Interest-bearing deposits | 76,671,000 | 71,045,000 | 73,097,000 | 73,003,000 |
| Noninterest-bearing deposits | 14,228,000 | 14,479,000 | 14,109,000 | 14,201,000 |
| Equity capital | 11,847,000 | 12,216,000 | 12,547,000 | 12,453,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,561,000 | 3,188,000 | 4,800,000 | 6,467,000 |
| Interest expense | 327,000 | 681,000 | 1,037,000 | 1,417,000 |
| Net interest income | 1,234,000 | 2,507,000 | 3,763,000 | 5,050,000 |
| Noninterest income | 165,000 | 346,000 | 595,000 | 789,000 |
| Noninterest expense | 791,000 | 1,564,000 | 2,360,000 | 3,212,000 |
| Provision for loan losses | 80,000 | 160,000 | 240,000 | 350,000 |
| Pretax income | 528,000 | 1,129,000 | 1,758,000 | 2,277,000 |
| Income tax | 159,000 | 345,000 | 542,000 | 689,000 |
| Net income | 369,000 | 784,000 | 1,216,000 | 1,588,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,042,000 | 12,241,000 | 12,673,000 | 12,721,000 |
| Total capital | 12,675,000 | 12,909,000 | 13,354,000 | 13,407,000 |
| Risk-weighted assets | 53,541,000 | 53,603,000 | 54,535,000 | 54,869,000 |