Call reports 2004
FIRST NATIONAL BANK OF GROTON, THE — 2004
What FIRST NATIONAL BANK OF GROTON, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 99,380,000 | 96,507,000 | 100,839,000 | 99,302,000 |
| Total loans | 51,178,000 | 52,120,000 | 53,845,000 | 53,862,000 |
| Allowance for loan losses | 514,000 | 537,000 | 558,000 | 562,000 |
| Securities available for sale | 22,052,000 | 23,067,000 | 23,957,000 | 25,596,000 |
| Securities held to maturity | 7,788,000 | 10,729,000 | 11,372,000 | 10,716,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,566,000 | 84,923,000 | 88,685,000 | 87,142,000 |
| Interest-bearing deposits | 74,498,000 | 71,884,000 | 75,019,000 | 73,916,000 |
| Noninterest-bearing deposits | 13,068,000 | 13,039,000 | 13,666,000 | 13,226,000 |
| Equity capital | 11,404,000 | 11,141,000 | 11,790,000 | 11,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,452,000 | 2,910,000 | 4,422,000 | 5,967,000 |
| Interest expense | 323,000 | 646,000 | 968,000 | 1,293,000 |
| Net interest income | 1,129,000 | 2,264,000 | 3,454,000 | 4,674,000 |
| Noninterest income | 151,000 | 321,000 | 601,000 | 787,000 |
| Noninterest expense | 703,000 | 1,431,000 | 2,176,000 | 2,950,000 |
| Provision for loan losses | 65,000 | 130,000 | 220,000 | 370,000 |
| Pretax income | 512,000 | 1,024,000 | 1,659,000 | 2,141,000 |
| Income tax | 162,000 | 322,000 | 522,000 | 668,000 |
| Net income | 350,000 | 702,000 | 1,137,000 | 1,473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,055,000 | 11,208,000 | 11,644,000 | 11,673,000 |
| Total capital | 11,569,000 | 11,745,000 | 12,202,000 | 12,235,000 |
| Risk-weighted assets | 50,973,000 | 51,261,000 | 53,091,000 | 52,501,000 |