Call reports 2002
FIRST NATIONAL BANK OF GROTON, THE — 2002
What FIRST NATIONAL BANK OF GROTON, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 82,200,000 | 80,035,000 | 84,786,000 | 90,256,000 |
| Total loans | 47,642,000 | 49,328,000 | 50,869,000 | 52,035,000 |
| Allowance for loan losses | 505,000 | 519,000 | 522,000 | 530,000 |
| Securities available for sale | 11,763,000 | 13,108,000 | 14,148,000 | 19,904,000 |
| Securities held to maturity | 8,283,000 | 9,183,000 | 8,650,000 | 8,424,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,282,000 | 69,758,000 | 74,028,000 | 79,324,000 |
| Interest-bearing deposits | 61,438,000 | 59,130,000 | 63,383,000 | 68,301,000 |
| Noninterest-bearing deposits | 10,844,000 | 10,628,000 | 10,645,000 | 11,023,000 |
| Equity capital | 9,556,000 | 9,751,000 | 10,256,000 | 10,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,387,000 | 2,817,000 | 4,267,000 | 5,757,000 |
| Interest expense | 468,000 | 926,000 | 1,363,000 | 1,803,000 |
| Net interest income | 919,000 | 1,891,000 | 2,904,000 | 3,954,000 |
| Noninterest income | 128,000 | 280,000 | 521,000 | 686,000 |
| Noninterest expense | 653,000 | 1,356,000 | 2,046,000 | 2,775,000 |
| Provision for loan losses | 30,000 | 60,000 | 105,000 | 200,000 |
| Pretax income | 364,000 | 755,000 | 1,274,000 | 1,665,000 |
| Income tax | 103,000 | 220,000 | 380,000 | 484,000 |
| Net income | 261,000 | 535,000 | 894,000 | 1,181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,472,000 | 9,569,000 | 9,928,000 | 9,939,000 |
| Total capital | 9,977,000 | 10,088,000 | 10,450,000 | 10,469,000 |
| Risk-weighted assets | 47,052,000 | 47,696,000 | 49,595,000 | 51,487,000 |