Call reports 2001
FIRST NATIONAL BANK OF GROTON, THE — 2001
What FIRST NATIONAL BANK OF GROTON, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 74,541,000 | 73,861,000 | 76,941,000 | 78,101,000 |
| Total loans | 44,018,000 | 45,558,000 | 45,774,000 | 46,870,000 |
| Allowance for loan losses | 449,000 | 467,000 | 484,000 | 484,000 |
| Securities available for sale | 9,837,000 | 9,726,000 | 8,699,000 | 10,822,000 |
| Securities held to maturity | 10,042,000 | 8,936,000 | 9,479,000 | 8,912,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,211,000 | 64,370,000 | 67,190,000 | 68,225,000 |
| Interest-bearing deposits | 56,427,000 | 54,880,000 | 57,191,000 | 58,011,000 |
| Noninterest-bearing deposits | 8,784,000 | 9,490,000 | 9,999,000 | 10,214,000 |
| Equity capital | 8,945,000 | 9,011,000 | 9,374,000 | 9,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,456,000 | 2,920,000 | 4,363,000 | 5,777,000 |
| Interest expense | 560,000 | 1,140,000 | 1,676,000 | 2,183,000 |
| Net interest income | 896,000 | 1,780,000 | 2,687,000 | 3,594,000 |
| Noninterest income | 115,000 | 239,000 | 415,000 | 541,000 |
| Noninterest expense | 605,000 | 1,242,000 | 1,892,000 | 2,547,000 |
| Provision for loan losses | 25,000 | 55,000 | 85,000 | 115,000 |
| Pretax income | 381,000 | 722,000 | 1,125,000 | 1,473,000 |
| Income tax | 116,000 | 216,000 | 341,000 | 414,000 |
| Net income | 265,000 | 506,000 | 784,000 | 1,059,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,853,000 | 8,926,000 | 9,204,000 | 9,212,000 |
| Total capital | 9,302,000 | 9,393,000 | 9,688,000 | 9,696,000 |
| Risk-weighted assets | 41,937,000 | 42,888,000 | 44,210,000 | 44,689,000 |