Call reports 2026
COMMERCE BANK — 2026
What COMMERCE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 226,753,000 | 219,988,000 |
| Total loans | 190,149,000 | 187,293,000 |
| Allowance for loan losses | 3,331,000 | 3,334,000 |
| Securities available for sale | 24,761,000 | 24,522,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 165,500,000 | 156,830,000 |
| Interest-bearing deposits | 152,465,000 | 144,420,000 |
| Noninterest-bearing deposits | 13,035,000 | 12,410,000 |
| Equity capital | 28,867,000 | 29,119,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,113,000 | 6,157,000 |
| Interest expense | 1,452,000 | 2,868,000 |
| Net interest income | 1,661,000 | 3,289,000 |
| Noninterest income | 12,000 | 25,000 |
| Noninterest expense | 842,000 | 1,683,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 831,000 | 1,631,000 |
| Income tax | 82,000 | 160,000 |
| Net income | 749,000 | 1,471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 30,974,000 | 31,279,000 |
| Total capital | 33,339,000 | 33,577,000 |
| Risk-weighted assets | 188,201,000 | 182,779,000 |