Call reports 2025
COMMERCE BANK — 2025
What COMMERCE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 246,354,000 | 246,021,000 | 240,406,000 | 229,767,000 |
| Total loans | 205,841,000 | 205,739,000 | 199,795,000 | 196,101,000 |
| Allowance for loan losses | 3,305,000 | 3,322,000 | 3,325,000 | 3,328,000 |
| Securities available for sale | 31,656,000 | 31,775,000 | 30,431,000 | 25,104,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,244,000 | 180,476,000 | 172,558,000 | 165,086,000 |
| Interest-bearing deposits | 163,081,000 | 165,555,000 | 160,170,000 | 152,599,000 |
| Noninterest-bearing deposits | 12,163,000 | 14,921,000 | 12,388,000 | 12,487,000 |
| Equity capital | 27,010,000 | 27,468,000 | 28,036,000 | 28,720,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,166,000 | 6,442,000 | 9,708,000 | 13,044,000 |
| Interest expense | 1,585,000 | 3,204,000 | 4,862,000 | 6,454,000 |
| Net interest income | 1,581,000 | 3,238,000 | 4,846,000 | 6,590,000 |
| Noninterest income | 12,000 | 24,000 | 34,000 | 47,000 |
| Noninterest expense | 1,005,000 | 2,054,000 | 2,996,000 | 3,727,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 588,000 | 1,208,000 | 1,884,000 | 2,733,000 |
| Income tax | 58,000 | 119,000 | 189,000 | 263,000 |
| Net income | 530,000 | 1,089,000 | 1,695,000 | 2,470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,151,000 | 30,263,000 | 30,448,000 | 30,746,000 |
| Total capital | 32,681,000 | 32,815,000 | 32,935,000 | 33,165,000 |
| Risk-weighted assets | 201,648,000 | 203,362,000 | 198,139,000 | 192,643,000 |