Call reports 2024
COMMERCE BANK — 2024
What COMMERCE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 255,724,000 | 258,276,000 | 263,078,000 | 249,098,000 |
| Total loans | 212,796,000 | 216,435,000 | 219,231,000 | 207,990,000 |
| Allowance for loan losses | 3,293,000 | 3,296,000 | 3,305,000 | 3,305,000 |
| Securities available for sale | 31,452,000 | 31,328,000 | 32,234,000 | 31,282,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,523,000 | 175,959,000 | 176,589,000 | 170,740,000 |
| Interest-bearing deposits | 162,116,000 | 165,426,000 | 163,633,000 | 157,699,000 |
| Noninterest-bearing deposits | 11,407,000 | 10,533,000 | 12,956,000 | 13,041,000 |
| Equity capital | 25,289,000 | 25,525,000 | 26,835,000 | 26,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,169,000 | 6,427,000 | 9,811,000 | 13,199,000 |
| Interest expense | 1,548,000 | 3,126,000 | 4,815,000 | 6,460,000 |
| Net interest income | 1,621,000 | 3,301,000 | 4,996,000 | 6,739,000 |
| Noninterest income | 15,000 | 29,000 | 46,000 | 60,000 |
| Noninterest expense | 1,120,000 | 2,246,000 | 3,335,000 | 4,385,000 |
| Provision for loan losses | 0 | 0 | 9,000 | 9,000 |
| Pretax income | 516,000 | 1,084,000 | 1,698,000 | 2,405,000 |
| Income tax | 51,000 | 106,000 | 167,000 | 256,000 |
| Net income | 465,000 | 978,000 | 1,531,000 | 2,149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,681,000 | 29,778,000 | 29,901,000 | 30,058,000 |
| Total capital | 32,339,000 | 32,453,000 | 32,624,000 | 32,637,000 |
| Risk-weighted assets | 211,986,000 | 213,373,000 | 217,254,000 | 205,610,000 |