Call reports 2023
COMMERCE BANK — 2023
What COMMERCE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 252,398,000 | 242,823,000 | 246,675,000 | 261,844,000 |
| Total loans | 207,306,000 | 199,540,000 | 207,513,000 | 217,905,000 |
| Allowance for loan losses | 3,279,000 | 3,284,000 | 3,287,000 | 3,290,000 |
| Securities available for sale | 32,366,000 | 31,574,000 | 30,555,000 | 31,879,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,722,000 | 166,219,000 | 165,196,000 | 165,597,000 |
| Interest-bearing deposits | 155,522,000 | 153,074,000 | 152,049,000 | 156,372,000 |
| Noninterest-bearing deposits | 13,200,000 | 13,145,000 | 13,147,000 | 9,225,000 |
| Equity capital | 24,750,000 | 24,363,000 | 23,762,000 | 25,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,071,000 | 6,039,000 | 9,058,000 | 12,258,000 |
| Interest expense | 917,000 | 2,233,000 | 3,544,000 | 5,067,000 |
| Net interest income | 2,154,000 | 3,806,000 | 5,514,000 | 7,191,000 |
| Noninterest income | 17,000 | 30,000 | 42,000 | 54,000 |
| Noninterest expense | 1,165,000 | 2,267,000 | 3,436,000 | 4,503,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,006,000 | 1,569,000 | 2,120,000 | 2,742,000 |
| Income tax | 99,000 | 155,000 | 205,000 | 266,000 |
| Net income | 907,000 | 1,414,000 | 1,915,000 | 2,476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,233,000 | 29,361,000 | 29,486,000 | 29,614,000 |
| Total capital | 31,946,000 | 31,944,000 | 32,129,000 | 32,365,000 |
| Risk-weighted assets | 216,442,000 | 205,944,000 | 210,818,000 | 219,552,000 |