Call reports 2022
COMMERCE BANK — 2022
What COMMERCE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 265,742,000 | 270,635,000 | 246,329,000 | 260,083,000 |
| Total loans | 189,286,000 | 191,717,000 | 197,828,000 | 203,475,000 |
| Allowance for loan losses | 3,019,000 | 3,024,000 | 3,266,000 | 3,277,000 |
| Securities available for sale | 43,884,000 | 40,914,000 | 38,244,000 | 31,905,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,303,000 | 231,192,000 | 208,400,000 | 218,503,000 |
| Interest-bearing deposits | 168,145,000 | 164,615,000 | 157,332,000 | 156,022,000 |
| Noninterest-bearing deposits | 52,158,000 | 66,577,000 | 51,068,000 | 62,481,000 |
| Equity capital | 25,740,000 | 24,877,000 | 22,676,000 | 23,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,340,000 | 4,782,000 | 7,503,000 | 10,414,000 |
| Interest expense | 446,000 | 928,000 | 1,475,000 | 2,172,000 |
| Net interest income | 1,894,000 | 3,854,000 | 6,028,000 | 8,242,000 |
| Noninterest income | 19,000 | 36,000 | 52,000 | 64,000 |
| Noninterest expense | 1,409,000 | 2,664,000 | 3,878,000 | 4,913,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 504,000 | 1,226,000 | 2,202,000 | 3,056,000 |
| Income tax | 50,000 | 121,000 | 213,000 | 278,000 |
| Net income | 454,000 | 1,105,000 | 1,989,000 | 2,778,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,967,000 | 28,383,000 | 28,360,000 | 28,851,000 |
| Total capital | 30,516,000 | 30,936,000 | 30,971,000 | 31,491,000 |
| Risk-weighted assets | 203,482,000 | 203,757,000 | 208,259,000 | 210,573,000 |