Call reports 2021
COMMERCE BANK — 2021
What COMMERCE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 253,452,000 | 273,873,000 | 288,173,000 | 267,417,000 |
| Total loans | 159,291,000 | 164,450,000 | 173,946,000 | 180,237,000 |
| Allowance for loan losses | 2,865,000 | 2,905,000 | 2,976,000 | 2,999,000 |
| Securities available for sale | 7,589,000 | 31,119,000 | 29,544,000 | 31,698,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,101,000 | 231,819,000 | 245,552,000 | 225,168,000 |
| Interest-bearing deposits | 166,057,000 | 162,084,000 | 167,696,000 | 174,241,000 |
| Noninterest-bearing deposits | 42,044,000 | 69,735,000 | 77,856,000 | 50,927,000 |
| Equity capital | 26,993,000 | 27,287,000 | 27,590,000 | 27,764,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,519,000 | 4,677,000 | 6,927,000 | 9,216,000 |
| Interest expense | 546,000 | 1,061,000 | 1,524,000 | 1,989,000 |
| Net interest income | 1,973,000 | 3,616,000 | 5,403,000 | 7,227,000 |
| Noninterest income | -9,000 | 83,000 | 182,000 | 189,000 |
| Noninterest expense | 1,168,000 | 2,351,000 | 3,495,000 | 4,507,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 796,000 | 1,348,000 | 2,095,000 | 2,914,000 |
| Income tax | 0 | 2,000 | 2,000 | 325,000 |
| Net income | 796,000 | 1,346,000 | 2,093,000 | 2,589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,658,000 | 26,974,000 | 27,403,000 | 27,874,000 |
| Total capital | 28,600,000 | 29,088,000 | 29,651,000 | 30,214,000 |
| Risk-weighted assets | 154,458,000 | 168,347,000 | 179,089,000 | 186,568,000 |