Call reports 2020
COMMERCE BANK — 2020
What COMMERCE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 211,081,000 | 221,243,000 | 222,923,000 | 224,935,000 |
| Total loans | 179,904,000 | 188,729,000 | 182,877,000 | 172,510,000 |
| Allowance for loan losses | 2,835,000 | 2,907,000 | 2,928,000 | 2,931,000 |
| Securities available for sale | 11,577,000 | 10,754,000 | 9,696,000 | 8,500,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,291,000 | 173,648,000 | 178,118,000 | 179,955,000 |
| Interest-bearing deposits | 136,012,000 | 150,501,000 | 154,206,000 | 155,989,000 |
| Noninterest-bearing deposits | 21,279,000 | 23,147,000 | 23,913,000 | 23,965,000 |
| Equity capital | 26,931,000 | 27,153,000 | 27,201,000 | 27,370,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,408,000 | 4,900,000 | 7,206,000 | 9,600,000 |
| Interest expense | 873,000 | 1,647,000 | 2,394,000 | 2,990,000 |
| Net interest income | 1,535,000 | 3,253,000 | 4,812,000 | 6,610,000 |
| Noninterest income | 36,000 | 141,000 | 169,000 | 324,000 |
| Noninterest expense | 1,269,000 | 2,282,000 | 3,421,000 | 4,677,000 |
| Provision for loan losses | 16,000 | 86,000 | 86,000 | 86,000 |
| Pretax income | 286,000 | 1,026,000 | 1,474,000 | 2,171,000 |
| Income tax | 0 | 2,000 | 2,000 | 2,000 |
| Net income | 286,000 | 1,024,000 | 1,472,000 | 2,169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,491,000 | 26,718,000 | 26,779,000 | 26,985,000 |
| Total capital | 28,781,000 | 29,055,000 | 29,039,000 | 29,105,000 |
| Risk-weighted assets | 182,498,000 | 186,399,000 | 180,039,000 | 168,784,000 |