Call reports 2019
COMMERCE BANK — 2019
What COMMERCE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 209,549,000 | 213,519,000 | 210,355,000 | 210,248,000 |
| Total loans | 177,933,000 | 182,017,000 | 180,157,000 | 178,614,000 |
| Allowance for loan losses | 3,046,000 | 2,841,000 | 2,859,000 | 2,817,000 |
| Securities available for sale | 16,263,000 | 15,282,000 | 14,811,000 | 14,159,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,552,000 | 165,523,000 | 169,048,000 | 168,520,000 |
| Interest-bearing deposits | 145,247,000 | 146,178,000 | 151,076,000 | 141,030,000 |
| Noninterest-bearing deposits | 26,305,000 | 19,345,000 | 17,973,000 | 27,489,000 |
| Equity capital | 26,268,000 | 26,332,000 | 26,528,000 | 26,752,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,480,000 | 5,049,000 | 7,493,000 | 10,096,000 |
| Interest expense | 780,000 | 1,623,000 | 2,411,000 | 3,413,000 |
| Net interest income | 1,700,000 | 3,426,000 | 5,082,000 | 6,683,000 |
| Noninterest income | 27,000 | 54,000 | 84,000 | 320,000 |
| Noninterest expense | 966,000 | 2,012,000 | 3,121,000 | 4,365,000 |
| Provision for loan losses | 215,000 | 875,000 | 890,000 | 620,000 |
| Pretax income | 546,000 | 593,000 | 1,155,000 | 2,018,000 |
| Income tax | 0 | 2,000 | 2,000 | 2,000 |
| Net income | 546,000 | 591,000 | 1,153,000 | 2,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,311,000 | 26,138,000 | 26,248,000 | 26,522,000 |
| Total capital | 28,563,000 | 28,483,000 | 28,730,000 | 28,815,000 |
| Risk-weighted assets | 179,273,000 | 186,983,000 | 198,047,000 | 182,805,000 |