Call reports 2018
COMMERCE BANK — 2018
What COMMERCE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 194,614,000 | 201,153,000 | 200,959,000 | 211,931,000 |
| Total loans | 159,627,000 | 166,540,000 | 171,256,000 | 176,153,000 |
| Allowance for loan losses | 2,522,000 | 2,673,000 | 2,663,000 | 2,842,000 |
| Securities available for sale | 14,309,000 | 13,935,000 | 13,542,000 | 15,316,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,417,000 | 143,359,000 | 148,126,000 | 161,718,000 |
| Interest-bearing deposits | 118,851,000 | 127,254,000 | 131,688,000 | 139,215,000 |
| Noninterest-bearing deposits | 16,566,000 | 16,105,000 | 16,438,000 | 22,503,000 |
| Equity capital | 25,110,000 | 25,099,000 | 25,162,000 | 25,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,148,000 | 4,390,000 | 6,752,000 | 9,243,000 |
| Interest expense | 482,000 | 1,053,000 | 1,744,000 | 2,490,000 |
| Net interest income | 1,666,000 | 3,337,000 | 5,008,000 | 6,753,000 |
| Noninterest income | 75,000 | 129,000 | 154,000 | 1,115,000 |
| Noninterest expense | 974,000 | 2,042,000 | 3,053,000 | 4,330,000 |
| Provision for loan losses | 150,000 | 300,000 | 300,000 | 478,000 |
| Pretax income | 617,000 | 1,124,000 | 1,809,000 | 3,060,000 |
| Income tax | 0 | 2,000 | 2,000 | 2,000 |
| Net income | 617,000 | 1,122,000 | 1,807,000 | 3,058,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,469,000 | 25,547,000 | 25,724,000 | 26,209,000 |
| Total capital | 27,526,000 | 27,684,000 | 27,914,000 | 28,453,000 |
| Risk-weighted assets | 164,137,000 | 170,328,000 | 174,637,000 | 178,818,000 |