Call reports 2017
COMMERCE BANK — 2017
What COMMERCE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 173,158,000 | 178,807,000 | 185,825,000 | 194,094,000 |
| Total loans | 140,554,000 | 148,677,000 | 148,471,000 | 157,338,000 |
| Allowance for loan losses | 2,317,000 | 2,327,000 | 2,377,000 | 2,388,000 |
| Securities available for sale | 11,673,000 | 11,602,000 | 11,442,000 | 14,051,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,339,000 | 129,257,000 | 146,658,000 | 142,669,000 |
| Interest-bearing deposits | 114,462,000 | 114,790,000 | 130,587,000 | 122,691,000 |
| Noninterest-bearing deposits | 15,878,000 | 14,467,000 | 16,072,000 | 19,978,000 |
| Equity capital | 25,281,000 | 25,264,000 | 25,209,000 | 25,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,830,000 | 3,793,000 | 5,812,000 | 7,871,000 |
| Interest expense | 326,000 | 667,000 | 1,076,000 | 1,517,000 |
| Net interest income | 1,504,000 | 3,126,000 | 4,736,000 | 6,354,000 |
| Noninterest income | 440,000 | 475,000 | 520,000 | 515,000 |
| Noninterest expense | 1,359,000 | 2,806,000 | 4,166,000 | 5,222,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 60,000 |
| Pretax income | 585,000 | 795,000 | 1,040,000 | 1,587,000 |
| Income tax | 0 | 2,000 | 2,000 | 2,000 |
| Net income | 585,000 | 793,000 | 1,038,000 | 1,585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,373,000 | 25,289,000 | 25,227,000 | 25,329,000 |
| Total capital | 27,215,000 | 27,230,000 | 27,179,000 | 27,384,000 |
| Risk-weighted assets | 146,765,000 | 154,795,000 | 155,653,000 | 163,953,000 |