Call reports 2016
COMMERCE BANK — 2016
What COMMERCE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 171,461,000 | 167,802,000 | 177,550,000 | 176,423,000 |
| Total loans | 137,517,000 | 135,061,000 | 143,983,000 | 141,818,000 |
| Allowance for loan losses | 2,296,000 | 2,338,000 | 2,367,000 | 2,368,000 |
| Securities available for sale | 8,666,000 | 4,921,000 | 1,911,000 | 10,251,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,268,000 | 125,372,000 | 132,210,000 | 138,368,000 |
| Interest-bearing deposits | 115,788,000 | 114,581,000 | 119,095,000 | 119,291,000 |
| Noninterest-bearing deposits | 15,480,000 | 10,791,000 | 13,115,000 | 19,078,000 |
| Equity capital | 25,304,000 | 25,289,000 | 25,258,000 | 25,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,791,000 | 3,625,000 | 5,502,000 | 7,409,000 |
| Interest expense | 322,000 | 649,000 | 982,000 | 1,318,000 |
| Net interest income | 1,469,000 | 2,976,000 | 4,520,000 | 6,091,000 |
| Noninterest income | 126,000 | 7,000 | -50,000 | 90,000 |
| Noninterest expense | 1,075,000 | 2,035,000 | 3,198,000 | 4,661,000 |
| Provision for loan losses | 180,000 | 280,000 | 280,000 | 280,000 |
| Pretax income | 340,000 | 668,000 | 992,000 | 1,240,000 |
| Income tax | 0 | 2,000 | 2,000 | 2,000 |
| Net income | 340,000 | 666,000 | 990,000 | 1,238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,154,000 | 25,135,000 | 25,115,000 | 25,250,000 |
| Total capital | 26,947,000 | 26,872,000 | 26,981,000 | 27,110,000 |
| Risk-weighted assets | 142,825,000 | 138,261,000 | 148,628,000 | 148,133,000 |