Call reports 2015
COMMERCE BANK — 2015
What COMMERCE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 170,958,000 | 177,296,000 | 179,356,000 | 175,930,000 |
| Total loans | 135,970,000 | 132,826,000 | 138,761,000 | 128,621,000 |
| Allowance for loan losses | 2,784,000 | 2,356,000 | 2,256,000 | 2,115,000 |
| Securities available for sale | 16,112,000 | 15,340,000 | 14,630,000 | 13,065,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,491,000 | 145,695,000 | 143,689,000 | 142,035,000 |
| Interest-bearing deposits | 123,042,000 | 122,882,000 | 121,205,000 | 118,942,000 |
| Noninterest-bearing deposits | 12,449,000 | 22,813,000 | 22,484,000 | 23,093,000 |
| Equity capital | 25,657,000 | 25,398,000 | 25,910,000 | 25,127,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,782,000 | 3,596,000 | 5,598,000 | 7,551,000 |
| Interest expense | 284,000 | 573,000 | 882,000 | 1,201,000 |
| Net interest income | 1,498,000 | 3,023,000 | 4,716,000 | 6,350,000 |
| Noninterest income | 165,000 | 416,000 | 768,000 | 664,000 |
| Noninterest expense | 1,269,000 | 2,329,000 | 3,456,000 | 5,429,000 |
| Provision for loan losses | 0 | 0 | 150,000 | 575,000 |
| Pretax income | 394,000 | 1,110,000 | 1,878,000 | 1,010,000 |
| Income tax | 0 | 2,000 | 2,000 | 2,000 |
| Net income | 394,000 | 1,108,000 | 1,876,000 | 1,008,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,599,000 | 25,612,000 | 25,834,000 | 25,165,000 |
| Total capital | 27,411,000 | 27,398,000 | 27,682,000 | 26,887,000 |
| Risk-weighted assets | 144,030,000 | 142,165,000 | 147,297,000 | 137,253,000 |