Call reports 2014
COMMERCE BANK — 2014
What COMMERCE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 157,287,000 | 169,034,000 | 174,818,000 | 173,111,000 |
| Total loans | 120,415,000 | 128,593,000 | 137,388,000 | 133,115,000 |
| Allowance for loan losses | 3,323,000 | 3,069,000 | 2,958,000 | 2,963,000 |
| Securities available for sale | 18,695,000 | 19,075,000 | 19,057,000 | 19,296,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,507,000 | 137,630,000 | 136,980,000 | 140,044,000 |
| Interest-bearing deposits | 118,841,000 | 129,122,000 | 126,558,000 | 126,164,000 |
| Noninterest-bearing deposits | 8,666,000 | 8,508,000 | 10,422,000 | 13,879,000 |
| Equity capital | 24,586,000 | 25,431,000 | 25,548,000 | 25,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,679,000 | 3,445,000 | 5,386,000 | 7,295,000 |
| Interest expense | 320,000 | 630,000 | 944,000 | 1,244,000 |
| Net interest income | 1,359,000 | 2,815,000 | 4,442,000 | 6,051,000 |
| Noninterest income | 361,000 | 347,000 | 165,000 | 353,000 |
| Noninterest expense | 1,106,000 | 2,134,000 | 3,248,000 | 4,313,000 |
| Provision for loan losses | -250,000 | -500,000 | -500,000 | -500,000 |
| Pretax income | 864,000 | 1,528,000 | 1,859,000 | 2,591,000 |
| Income tax | 0 | 2,000 | 2,000 | 2,000 |
| Net income | 864,000 | 1,526,000 | 1,857,000 | 2,589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,444,000 | 25,910,000 | 26,045,000 | 25,401,000 |
| Total capital | 27,019,000 | 27,581,000 | 27,798,000 | 27,121,000 |
| Risk-weighted assets | 124,194,000 | 132,236,000 | 139,003,000 | 136,341,000 |