Call reports 2013
COMMERCE BANK — 2013
What COMMERCE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 164,035,000 | 162,460,000 | 155,483,000 | 156,160,000 |
| Total loans | 128,628,000 | 132,052,000 | 121,359,000 | 117,143,000 |
| Allowance for loan losses | 4,287,000 | 4,395,000 | 4,145,000 | 3,754,000 |
| Securities available for sale | 21,531,000 | 18,977,000 | 18,780,000 | 17,856,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,328,000 | 129,288,000 | 125,931,000 | 127,855,000 |
| Interest-bearing deposits | 121,234,000 | 118,354,000 | 117,338,000 | 118,763,000 |
| Noninterest-bearing deposits | 11,094,000 | 10,934,000 | 8,593,000 | 9,093,000 |
| Equity capital | 24,001,000 | 23,307,000 | 23,383,000 | 23,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,896,000 | 3,910,000 | 5,818,000 | 7,641,000 |
| Interest expense | 531,000 | 1,019,000 | 1,440,000 | 1,865,000 |
| Net interest income | 1,365,000 | 2,891,000 | 4,378,000 | 5,776,000 |
| Noninterest income | 288,000 | 200,000 | 329,000 | 465,000 |
| Noninterest expense | 1,118,000 | 2,254,000 | 3,401,000 | 4,592,000 |
| Provision for loan losses | 27,000 | 89,000 | -161,000 | -411,000 |
| Pretax income | 511,000 | 751,000 | 1,470,000 | 2,060,000 |
| Income tax | 0 | 1,000 | 1,000 | 2,000 |
| Net income | 511,000 | 750,000 | 1,469,000 | 2,058,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,871,000 | 24,110,000 | 24,383,000 | 24,776,000 |
| Total capital | 25,553,000 | 25,806,000 | 25,983,000 | 26,343,000 |
| Risk-weighted assets | 131,222,000 | 132,293,000 | 124,658,000 | 123,166,000 |