Call reports 2012
COMMERCE BANK — 2012
What COMMERCE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 199,110,000 | 179,648,000 | 172,326,000 | 168,629,000 |
| Total loans | 131,559,000 | 131,995,000 | 126,608,000 | 126,257,000 |
| Allowance for loan losses | 5,259,000 | 4,654,000 | 4,676,000 | 4,386,000 |
| Securities available for sale | 22,922,000 | 24,971,000 | 25,630,000 | 21,084,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,124,000 | 149,811,000 | 141,721,000 | 138,102,000 |
| Interest-bearing deposits | 154,007,000 | 133,160,000 | 128,864,000 | 125,121,000 |
| Noninterest-bearing deposits | 15,117,000 | 16,651,000 | 12,856,000 | 12,981,000 |
| Equity capital | 22,899,000 | 22,998,000 | 23,421,000 | 23,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,349,000 | 4,639,000 | 6,753,000 | 8,628,000 |
| Interest expense | 820,000 | 1,555,000 | 2,190,000 | 2,796,000 |
| Net interest income | 1,529,000 | 3,084,000 | 4,563,000 | 5,832,000 |
| Noninterest income | 168,000 | 102,000 | 275,000 | 648,000 |
| Noninterest expense | 1,185,000 | 2,427,000 | 3,659,000 | 5,074,000 |
| Provision for loan losses | 347,000 | 546,000 | 546,000 | 616,000 |
| Pretax income | 166,000 | 214,000 | 634,000 | 791,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 2,000 |
| Net income | 165,000 | 213,000 | 632,000 | 789,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,737,000 | 22,784,000 | 23,204,000 | 23,360,000 |
| Total capital | 24,620,000 | 24,551,000 | 24,911,000 | 25,021,000 |
| Risk-weighted assets | 146,501,000 | 137,695,000 | 132,833,000 | 130,149,000 |