Call reports 2011
COMMERCE BANK — 2011
What COMMERCE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 215,422,000 | 208,548,000 | 207,452,000 | 203,045,000 |
| Total loans | 167,120,000 | 156,099,000 | 152,361,000 | 144,782,000 |
| Allowance for loan losses | 6,367,000 | 5,882,000 | 5,767,000 | 6,315,000 |
| Securities available for sale | 24,447,000 | 23,344,000 | 24,194,000 | 28,003,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,507,000 | 176,555,000 | 174,610,000 | 173,149,000 |
| Interest-bearing deposits | 171,319,000 | 163,049,000 | 160,694,000 | 158,544,000 |
| Noninterest-bearing deposits | 13,188,000 | 13,506,000 | 13,916,000 | 14,605,000 |
| Equity capital | 23,866,000 | 25,078,000 | 25,669,000 | 22,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,902,000 | 5,527,000 | 8,098,000 | 10,438,000 |
| Interest expense | 1,075,000 | 2,058,000 | 3,046,000 | 3,906,000 |
| Net interest income | 1,827,000 | 3,469,000 | 5,052,000 | 6,532,000 |
| Noninterest income | 134,000 | 298,000 | 513,000 | -1,407,000 |
| Noninterest expense | 2,406,000 | 3,382,000 | 4,370,000 | 4,520,000 |
| Provision for loan losses | 2,087,000 | 1,932,000 | 2,247,000 | 4,519,000 |
| Pretax income | -2,532,000 | -1,547,000 | -1,052,000 | -3,914,000 |
| Income tax | 0 | 1,000 | 2,000 | 2,000 |
| Net income | -2,532,000 | -1,548,000 | -1,054,000 | -3,916,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,955,000 | 24,940,000 | 25,434,000 | 22,571,000 |
| Total capital | 26,226,000 | 27,087,000 | 27,546,000 | 24,597,000 |
| Risk-weighted assets | 176,837,000 | 167,240,000 | 164,568,000 | 157,032,000 |