Call reports 2010
COMMERCE BANK — 2010
What COMMERCE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 228,563,000 | 231,453,000 | 225,669,000 | 216,863,000 |
| Total loans | 199,321,000 | 189,063,000 | 183,163,000 | 172,355,000 |
| Allowance for loan losses | 4,385,000 | 4,318,000 | 5,174,000 | 5,065,000 |
| Securities available for sale | 12,909,000 | 5,521,000 | 6,541,000 | 13,903,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,245,000 | 196,029,000 | 190,953,000 | 183,406,000 |
| Interest-bearing deposits | 183,601,000 | 183,550,000 | 179,010,000 | 173,001,000 |
| Noninterest-bearing deposits | 9,644,000 | 12,478,000 | 11,943,000 | 10,405,000 |
| Equity capital | 27,805,000 | 27,978,000 | 27,581,000 | 26,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,191,000 | 6,185,000 | 9,226,000 | 11,963,000 |
| Interest expense | 1,460,000 | 2,821,000 | 4,082,000 | 5,289,000 |
| Net interest income | 1,731,000 | 3,364,000 | 5,144,000 | 6,674,000 |
| Noninterest income | 65,000 | 136,000 | 270,000 | 396,000 |
| Noninterest expense | 1,000,000 | 1,985,000 | 2,877,000 | 4,332,000 |
| Provision for loan losses | 732,000 | 1,341,000 | 3,083,000 | 4,306,000 |
| Pretax income | 64,000 | 174,000 | -546,000 | -1,568,000 |
| Income tax | 0 | 1,000 | 2,000 | 2,000 |
| Net income | 64,000 | 173,000 | -548,000 | -1,570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,765,000 | 27,827,000 | 27,410,000 | 26,487,000 |
| Total capital | 30,197,000 | 30,223,000 | 29,791,000 | 28,722,000 |
| Risk-weighted assets | 191,809,000 | 188,987,000 | 186,916,000 | 175,183,000 |