Call reports 2009
COMMERCE BANK — 2009
What COMMERCE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 212,396,000 | 224,808,000 | 226,402,000 | 236,694,000 |
| Total loans | 205,312,000 | 210,609,000 | 211,654,000 | 203,181,000 |
| Allowance for loan losses | 3,815,000 | 3,260,000 | 3,970,000 | 4,508,000 |
| Securities available for sale | 919,000 | 704,000 | 711,000 | 5,706,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,630,000 | 189,990,000 | 190,510,000 | 201,405,000 |
| Interest-bearing deposits | 168,452,000 | 175,871,000 | 177,720,000 | 190,600,000 |
| Noninterest-bearing deposits | 10,178,000 | 14,119,000 | 12,790,000 | 10,805,000 |
| Equity capital | 26,177,000 | 26,957,000 | 27,992,000 | 27,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,655,000 | 7,068,000 | 10,647,000 | 13,986,000 |
| Interest expense | 1,595,000 | 3,154,000 | 4,681,000 | 6,256,000 |
| Net interest income | 2,060,000 | 3,914,000 | 5,966,000 | 7,730,000 |
| Noninterest income | 36,000 | 74,000 | 121,000 | 356,000 |
| Noninterest expense | 891,000 | 1,780,000 | 2,607,000 | 3,408,000 |
| Provision for loan losses | 502,000 | 995,000 | 2,216,000 | 3,640,000 |
| Pretax income | 703,000 | 1,213,000 | 1,264,000 | 1,038,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 2,000 |
| Net income | 702,000 | 1,212,000 | 1,262,000 | 1,036,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,034,000 | 26,829,000 | 27,856,000 | 27,727,000 |
| Total capital | 28,435,000 | 29,308,000 | 30,401,000 | 30,255,000 |
| Risk-weighted assets | 189,911,000 | 197,337,000 | 201,403,000 | 200,273,000 |