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Call reports 2008

COMMERCE BANK — 2008

What COMMERCE BANK reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/8199d3cc-d65a-4756-919a-fd329008ca31/2008

Balance sheet

What the bank holds and owes at quarter end

Measure2008Q12008Q22008Q32008Q4
Total assets194,433,000202,109,000199,864,000207,903,000
Total loans174,423,000186,795,000191,814,000199,873,000
Allowance for loan losses2,131,0002,564,0002,670,0003,353,000
Securities available for sale1,003,000794,000792,000604,000
Securities held to maturity0000
Trading assets0000
Total deposits167,270,000168,754,000165,531,000165,155,000
Interest-bearing deposits157,177,000163,097,000160,221,000156,252,000
Noninterest-bearing deposits10,093,0005,657,0005,310,0008,903,000
Equity capital25,722,00025,877,00026,410,00026,712,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2008Q12008Q22008Q32008Q4
Interest income3,367,0006,735,00010,354,00014,120,000
Interest expense1,584,0003,245,0004,963,0006,638,000
Net interest income1,783,0003,490,0005,391,0007,482,000
Noninterest income42,00090,000119,000150,000
Noninterest expense773,0001,656,0002,536,0003,419,000
Provision for loan losses222,000767,000966,0001,702,000
Pretax income830,0001,157,0002,008,0002,511,000
Income tax01,0002,0002,000
Net income830,0001,156,0002,006,0002,509,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2008Q12008Q22008Q32008Q4
Tier 1 capital25,588,00025,752,00026,288,00026,578,000
Total capital27,707,00027,973,00028,572,00028,892,000
Risk-weighted assets169,546,000181,567,000182,304,000183,323,000