Call reports 2007
COMMERCE BANK — 2007
What COMMERCE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 154,240,000 | 156,229,000 | 163,436,000 | 167,401,000 |
| Total loans | 147,373,000 | 151,976,000 | 159,275,000 | 163,019,000 |
| Allowance for loan losses | 1,663,000 | 1,686,000 | 1,711,000 | 2,069,000 |
| Securities available for sale | 1,440,000 | 1,440,000 | 1,447,000 | 1,001,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,234,000 | 129,995,000 | 132,782,000 | 140,357,000 |
| Interest-bearing deposits | 124,718,000 | 124,903,000 | 127,987,000 | 133,695,000 |
| Noninterest-bearing deposits | 6,515,000 | 5,092,000 | 4,795,000 | 6,662,000 |
| Equity capital | 21,181,000 | 22,096,000 | 22,725,000 | 25,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,337,000 | 7,054,000 | 10,486,000 | 14,093,000 |
| Interest expense | 1,395,000 | 2,903,000 | 4,487,000 | 6,060,000 |
| Net interest income | 1,942,000 | 4,151,000 | 5,999,000 | 8,033,000 |
| Noninterest income | 69,000 | 150,000 | 272,000 | 432,000 |
| Noninterest expense | 621,000 | 1,280,000 | 1,907,000 | 2,650,000 |
| Provision for loan losses | 78,000 | 127,000 | 396,000 | 754,000 |
| Pretax income | 1,312,000 | 2,894,000 | 3,968,000 | 5,061,000 |
| Income tax | 0 | 2,000 | 2,000 | 3,000 |
| Net income | 1,312,000 | 2,892,000 | 3,966,000 | 5,058,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,060,000 | 21,975,000 | 22,597,000 | 25,729,000 |
| Total capital | 22,723,000 | 23,661,000 | 24,307,000 | 27,677,000 |
| Risk-weighted assets | 145,279,000 | 148,904,000 | 152,893,000 | 157,581,000 |