Call reports 2006
COMMERCE BANK — 2006
What COMMERCE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 116,362,000 | 137,728,000 | 137,856,000 | 143,360,000 |
| Total loans | 108,352,000 | 133,540,000 | 133,330,000 | 138,641,000 |
| Allowance for loan losses | 1,276,000 | 1,408,000 | 1,429,000 | 1,588,000 |
| Securities available for sale | 1,431,000 | 1,417,000 | 1,434,000 | 1,435,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,007,000 | 109,033,000 | 111,752,000 | 114,311,000 |
| Interest-bearing deposits | 92,872,000 | 101,359,000 | 104,848,000 | 107,281,000 |
| Noninterest-bearing deposits | 6,135,000 | 7,674,000 | 6,904,000 | 7,029,000 |
| Equity capital | 15,877,000 | 16,531,000 | 19,099,000 | 19,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,376,000 | 5,207,000 | 7,998,000 | 11,148,000 |
| Interest expense | 823,000 | 1,830,000 | 3,019,000 | 4,244,000 |
| Net interest income | 1,553,000 | 3,377,000 | 4,979,000 | 6,904,000 |
| Noninterest income | 126,000 | 219,000 | 289,000 | 474,000 |
| Noninterest expense | 573,000 | 1,200,000 | 1,840,000 | 2,479,000 |
| Provision for loan losses | 27,000 | 159,000 | 239,000 | 398,000 |
| Pretax income | 1,079,000 | 2,237,000 | 3,189,000 | 4,501,000 |
| Income tax | 0 | 4,000 | 4,000 | 6,000 |
| Net income | 1,079,000 | 2,233,000 | 3,185,000 | 4,495,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,731,000 | 16,433,000 | 18,984,000 | 19,745,000 |
| Total capital | 17,007,000 | 17,841,000 | 20,413,000 | 21,333,000 |
| Risk-weighted assets | 105,081,000 | 130,629,000 | 131,007,000 | 136,680,000 |