Call reports 2002
COMMERCE BANK — 2002
What COMMERCE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 46,007,000 | 47,820,000 | 49,283,000 | 58,365,000 |
| Total loans | 43,269,000 | 43,682,000 | 45,796,000 | 51,621,000 |
| Allowance for loan losses | 393,000 | 402,000 | 415,000 | 517,000 |
| Securities available for sale | 613,000 | 545,000 | 549,000 | 545,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,441,000 | 42,800,000 | 41,405,000 | 52,352,000 |
| Interest-bearing deposits | 37,976,000 | 38,996,000 | 37,605,000 | 48,179,000 |
| Noninterest-bearing deposits | 3,465,000 | 3,804,000 | 3,800,000 | 4,173,000 |
| Equity capital | 4,163,000 | 4,511,000 | 4,987,000 | 5,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 996,000 | 2,043,000 | 3,067,000 | 4,302,000 |
| Interest expense | 399,000 | 787,000 | 1,161,000 | 1,563,000 |
| Net interest income | 597,000 | 1,256,000 | 1,906,000 | 2,739,000 |
| Noninterest income | 28,000 | 60,000 | 98,000 | 140,000 |
| Noninterest expense | 288,000 | 570,000 | 855,000 | 1,215,000 |
| Provision for loan losses | 38,000 | 65,000 | 78,000 | 162,000 |
| Pretax income | 299,000 | 681,000 | 1,071,000 | 1,502,000 |
| Income tax | 89,000 | 68,000 | 68,000 | 68,000 |
| Net income | 210,000 | 613,000 | 1,003,000 | 1,434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,022,000 | 4,382,000 | 4,834,000 | 5,320,000 |
| Total capital | 4,415,000 | 4,784,000 | 5,249,000 | 5,837,000 |
| Risk-weighted assets | 41,535,000 | 42,179,000 | 43,488,000 | 49,682,000 |