Call reports 2001
COMMERCE BANK — 2001
What COMMERCE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 29,051,000 | 36,056,000 | 39,448,000 | 42,959,000 |
| Total loans | 25,410,000 | 30,558,000 | 34,499,000 | 38,726,000 |
| Allowance for loan losses | 245,000 | 290,000 | 304,000 | 355,000 |
| Securities available for sale | 1,441,000 | 1,344,000 | 978,000 | 622,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,312,000 | 32,123,000 | 35,423,000 | 38,197,000 |
| Interest-bearing deposits | 22,308,000 | 29,511,000 | 31,737,000 | 34,878,000 |
| Noninterest-bearing deposits | 3,004,000 | 2,612,000 | 3,686,000 | 3,319,000 |
| Equity capital | 2,759,000 | 3,465,000 | 3,613,000 | 4,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 636,000 | 1,406,000 | 2,273,000 | 3,264,000 |
| Interest expense | 302,000 | 645,000 | 1,026,000 | 1,411,000 |
| Net interest income | 334,000 | 761,000 | 1,247,000 | 1,853,000 |
| Noninterest income | 32,000 | 67,000 | 107,000 | 130,000 |
| Noninterest expense | 243,000 | 481,000 | 732,000 | 1,019,000 |
| Provision for loan losses | 28,000 | 73,000 | 116,000 | 156,000 |
| Pretax income | 95,000 | 274,000 | 510,000 | 818,000 |
| Income tax | 48,000 | 124,000 | 215,000 | 339,000 |
| Net income | 47,000 | 150,000 | 295,000 | 479,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,614,000 | 3,319,000 | 3,466,000 | 3,902,000 |
| Total capital | 2,859,000 | 3,609,000 | 3,770,000 | 4,257,000 |
| Risk-weighted assets | 24,833,000 | 30,665,000 | 34,635,000 | 38,410,000 |