Call reports 2026
PEOPLES STATE BANK — 2026
What PEOPLES STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 304,446,000 | 286,470,000 |
| Total loans | 217,988,000 | 226,955,000 |
| Allowance for loan losses | 1,444,000 | 1,477,000 |
| Securities available for sale | 41,703,000 | 39,388,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 279,349,000 | 256,791,000 |
| Interest-bearing deposits | 209,134,000 | 191,102,000 |
| Noninterest-bearing deposits | 70,215,000 | 65,689,000 |
| Equity capital | 23,576,000 | 24,069,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,690,000 | 7,591,000 |
| Interest expense | 885,000 | 1,812,000 |
| Net interest income | 2,805,000 | 5,779,000 |
| Noninterest income | 253,000 | 578,000 |
| Noninterest expense | 2,140,000 | 4,443,000 |
| Provision for loan losses | 68,000 | 110,000 |
| Pretax income | 850,000 | 1,796,000 |
| Income tax | 167,000 | 361,000 |
| Net income | 683,000 | 1,435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 23,238,000 | 23,882,000 |
| Total capital | 24,684,000 | 25,370,000 |
| Risk-weighted assets | 177,671,000 | 184,183,000 |