Call reports 2024
PEOPLES STATE BANK — 2024
What PEOPLES STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 217,733,000 | 223,499,000 | 231,683,000 | 266,066,000 |
| Total loans | 151,751,000 | 156,234,000 | 162,396,000 | 186,657,000 |
| Allowance for loan losses | 1,256,000 | 1,312,000 | 1,314,000 | 1,341,000 |
| Securities available for sale | 52,229,000 | 52,325,000 | 52,467,000 | 55,956,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,197,000 | 208,271,000 | 217,317,000 | 245,305,000 |
| Interest-bearing deposits | 153,443,000 | 155,842,000 | 164,078,000 | 179,822,000 |
| Noninterest-bearing deposits | 50,754,000 | 52,429,000 | 53,239,000 | 65,483,000 |
| Equity capital | 11,368,000 | 11,818,000 | 13,231,000 | 19,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,296,000 | 4,704,000 | 7,325,000 | 10,356,000 |
| Interest expense | 844,000 | 1,744,000 | 2,752,000 | 3,719,000 |
| Net interest income | 1,452,000 | 2,960,000 | 4,573,000 | 6,637,000 |
| Noninterest income | 230,000 | 469,000 | 704,000 | 1,184,000 |
| Noninterest expense | 1,487,000 | 2,975,000 | 4,489,000 | 6,228,000 |
| Provision for loan losses | 19,000 | 39,000 | 49,000 | 50,000 |
| Pretax income | 176,000 | 415,000 | 739,000 | 1,543,000 |
| Income tax | 30,000 | 62,000 | 112,000 | 259,000 |
| Net income | 146,000 | 353,000 | 627,000 | 1,284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,022,000 | 15,064,000 | 15,236,000 | 20,684,000 |
| Total capital | 16,278,000 | 16,375,000 | 16,550,000 | 22,025,000 |
| Risk-weighted assets | 129,415,000 | 131,342,000 | 136,245,000 | 157,262,000 |