Call reports 2023
PEOPLES STATE BANK — 2023
What PEOPLES STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 211,016,000 | 211,695,000 | 212,224,000 | 214,374,000 |
| Total loans | 136,160,000 | 139,566,000 | 144,607,000 | 147,663,000 |
| Allowance for loan losses | 1,263,000 | 1,263,000 | 1,267,000 | 1,263,000 |
| Securities available for sale | 57,513,000 | 56,209,000 | 54,018,000 | 53,899,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,276,000 | 195,693,000 | 201,323,000 | 201,734,000 |
| Interest-bearing deposits | 148,036,000 | 138,965,000 | 142,672,000 | 148,062,000 |
| Noninterest-bearing deposits | 51,240,000 | 56,728,000 | 58,651,000 | 53,672,000 |
| Equity capital | 10,830,000 | 10,333,000 | 9,964,000 | 11,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,837,000 | 3,811,000 | 5,939,000 | 8,123,000 |
| Interest expense | 416,000 | 923,000 | 1,508,000 | 2,173,000 |
| Net interest income | 1,421,000 | 2,888,000 | 4,431,000 | 5,950,000 |
| Noninterest income | 235,000 | 477,000 | 718,000 | 953,000 |
| Noninterest expense | 1,442,000 | 2,878,000 | 4,378,000 | 5,799,000 |
| Provision for loan losses | 23,000 | 44,000 | 63,000 | 72,000 |
| Pretax income | 191,000 | 443,000 | 708,000 | 1,032,000 |
| Income tax | 33,000 | 69,000 | 109,000 | 161,000 |
| Net income | 158,000 | 374,000 | 599,000 | 871,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,476,000 | 14,670,000 | 14,873,000 | 14,968,000 |
| Total capital | 15,739,000 | 15,933,000 | 16,140,000 | 16,231,000 |
| Risk-weighted assets | 117,413,000 | 118,534,000 | 122,156,000 | 124,316,000 |