Call reports 2022
PEOPLES STATE BANK — 2022
What PEOPLES STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 197,320,000 | 204,675,000 | 203,377,000 | 201,947,000 |
| Total loans | 111,260,000 | 115,194,000 | 125,675,000 | 132,306,000 |
| Allowance for loan losses | 1,203,000 | 1,238,000 | 1,228,000 | 1,231,000 |
| Securities available for sale | 59,683,000 | 57,268,000 | 57,920,000 | 56,831,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,670,000 | 193,848,000 | 192,765,000 | 191,149,000 |
| Interest-bearing deposits | 136,414,000 | 140,846,000 | 134,404,000 | 138,631,000 |
| Noninterest-bearing deposits | 48,256,000 | 53,002,000 | 58,361,000 | 52,518,000 |
| Equity capital | 11,919,000 | 10,299,000 | 9,750,000 | 9,915,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,390,000 | 2,869,000 | 4,578,000 | 6,339,000 |
| Interest expense | 115,000 | 232,000 | 351,000 | 560,000 |
| Net interest income | 1,275,000 | 2,637,000 | 4,227,000 | 5,779,000 |
| Noninterest income | 210,000 | 449,000 | 691,000 | 931,000 |
| Noninterest expense | 1,343,000 | 2,730,000 | 4,066,000 | 5,449,000 |
| Provision for loan losses | 10,000 | 29,000 | 36,000 | 44,000 |
| Pretax income | 132,000 | 327,000 | 816,000 | 1,217,000 |
| Income tax | 19,000 | 44,000 | 131,000 | 201,000 |
| Net income | 113,000 | 283,000 | 685,000 | 1,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,728,000 | 13,876,000 | 14,251,000 | 14,409,000 |
| Total capital | 14,931,000 | 15,114,000 | 15,479,000 | 15,640,000 |
| Risk-weighted assets | 103,253,000 | 109,894,000 | 118,406,000 | 119,920,000 |