Call reports 2021
PEOPLES STATE BANK — 2021
What PEOPLES STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 179,102,000 | 183,081,000 | 194,767,000 | 191,660,000 |
| Total loans | 109,195,000 | 113,305,000 | 108,849,000 | 108,328,000 |
| Allowance for loan losses | 1,169,000 | 1,192,000 | 1,196,000 | 1,193,000 |
| Securities available for sale | 12,755,000 | 42,281,000 | 50,844,000 | 54,970,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,884,000 | 168,004,000 | 179,176,000 | 176,495,000 |
| Interest-bearing deposits | 114,669,000 | 118,900,000 | 130,482,000 | 131,163,000 |
| Noninterest-bearing deposits | 49,215,000 | 49,104,000 | 48,694,000 | 45,332,000 |
| Equity capital | 14,428,000 | 14,523,000 | 14,745,000 | 14,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,478,000 | 2,883,000 | 4,427,000 | 5,827,000 |
| Interest expense | 173,000 | 345,000 | 497,000 | 625,000 |
| Net interest income | 1,305,000 | 2,538,000 | 3,930,000 | 5,202,000 |
| Noninterest income | 193,000 | 402,000 | 626,000 | 840,000 |
| Noninterest expense | 1,262,000 | 2,530,000 | 3,827,000 | 5,063,000 |
| Provision for loan losses | 29,000 | 48,000 | 63,000 | 67,000 |
| Pretax income | 314,000 | 469,000 | 773,000 | 1,019,000 |
| Income tax | 53,000 | 75,000 | 114,000 | 159,000 |
| Net income | 261,000 | 394,000 | 659,000 | 860,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,335,000 | 13,440,000 | 13,683,000 | 13,707,000 |
| Total capital | 14,499,000 | 14,632,000 | 14,879,000 | 14,900,000 |
| Risk-weighted assets | 93,076,000 | 98,806,000 | 99,091,000 | 100,089,000 |