Call reports 2020
PEOPLES STATE BANK — 2020
What PEOPLES STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 145,274,000 | 161,719,000 | 162,954,000 | 168,814,000 |
| Total loans | 105,076,000 | 111,702,000 | 111,607,000 | 113,508,000 |
| Allowance for loan losses | 1,000,000 | 1,045,000 | 1,092,000 | 1,143,000 |
| Securities available for sale | 11,069,000 | 10,838,000 | 10,318,000 | 12,029,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,538,000 | 146,980,000 | 147,840,000 | 153,708,000 |
| Interest-bearing deposits | 98,750,000 | 106,307,000 | 107,498,000 | 110,155,000 |
| Noninterest-bearing deposits | 31,788,000 | 40,673,000 | 40,342,000 | 43,553,000 |
| Equity capital | 13,934,000 | 14,162,000 | 14,295,000 | 14,293,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,565,000 | 3,131,000 | 4,593,000 | 5,999,000 |
| Interest expense | 181,000 | 382,000 | 576,000 | 769,000 |
| Net interest income | 1,384,000 | 2,749,000 | 4,017,000 | 5,230,000 |
| Noninterest income | 182,000 | 348,000 | 536,000 | 729,000 |
| Noninterest expense | 1,211,000 | 2,412,000 | 3,647,000 | 4,785,000 |
| Provision for loan losses | 48,000 | 97,000 | 145,000 | 193,000 |
| Pretax income | 341,000 | 622,000 | 795,000 | 1,016,000 |
| Income tax | 58,000 | 103,000 | 128,000 | 163,000 |
| Net income | 283,000 | 519,000 | 667,000 | 853,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,823,000 | 13,032,000 | 13,158,000 | 13,166,000 |
| Total capital | 13,823,000 | 14,077,000 | 14,250,000 | 14,309,000 |
| Risk-weighted assets | 92,891,000 | 93,850,000 | 92,930,000 | 95,248,000 |