Call reports 2019
PEOPLES STATE BANK — 2019
What PEOPLES STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 127,043,000 | 129,765,000 | 134,175,000 | 135,935,000 |
| Total loans | 99,975,000 | 103,951,000 | 107,753,000 | 108,468,000 |
| Allowance for loan losses | 893,000 | 921,000 | 938,000 | 956,000 |
| Securities available for sale | 15,618,000 | 14,286,000 | 13,761,000 | 12,503,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,735,000 | 116,130,000 | 119,969,000 | 121,497,000 |
| Interest-bearing deposits | 85,825,000 | 87,291,000 | 90,506,000 | 90,905,000 |
| Noninterest-bearing deposits | 27,910,000 | 28,839,000 | 29,463,000 | 30,592,000 |
| Equity capital | 12,760,000 | 13,156,000 | 13,528,000 | 13,593,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,437,000 | 2,942,000 | 4,531,000 | 6,107,000 |
| Interest expense | 108,000 | 242,000 | 386,000 | 544,000 |
| Net interest income | 1,329,000 | 2,700,000 | 4,145,000 | 5,563,000 |
| Noninterest income | 134,000 | 295,000 | 481,000 | 649,000 |
| Noninterest expense | 1,137,000 | 2,332,000 | 3,525,000 | 4,723,000 |
| Provision for loan losses | 33,000 | 66,000 | 99,000 | 125,000 |
| Pretax income | 293,000 | 595,000 | 1,000,000 | 1,362,000 |
| Income tax | 51,000 | 100,000 | 169,000 | 231,000 |
| Net income | 242,000 | 495,000 | 831,000 | 1,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,012,000 | 12,242,000 | 12,556,000 | 12,638,000 |
| Total capital | 12,905,000 | 13,163,000 | 14,432,000 | 13,594,000 |
| Risk-weighted assets | 86,339,000 | 89,576,000 | 92,785,000 | 94,246,000 |