Call reports 2018
PEOPLES STATE BANK — 2018
What PEOPLES STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 136,256,000 | 126,074,000 | 127,814,000 | 126,433,000 |
| Total loans | 94,670,000 | 96,266,000 | 97,380,000 | 99,072,000 |
| Allowance for loan losses | 799,000 | 814,000 | 844,000 | 866,000 |
| Securities available for sale | 17,335,000 | 17,226,000 | 17,057,000 | 15,495,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,056,000 | 113,483,000 | 115,126,000 | 113,340,000 |
| Interest-bearing deposits | 95,558,000 | 83,942,000 | 86,965,000 | 85,687,000 |
| Noninterest-bearing deposits | 28,498,000 | 29,541,000 | 28,161,000 | 27,653,000 |
| Equity capital | 11,766,000 | 11,972,000 | 12,180,000 | 12,462,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,302,000 | 2,671,000 | 4,074,000 | 5,490,000 |
| Interest expense | 79,000 | 164,000 | 257,000 | 357,000 |
| Net interest income | 1,223,000 | 2,507,000 | 3,817,000 | 5,133,000 |
| Noninterest income | 151,000 | 316,000 | 502,000 | 682,000 |
| Noninterest expense | 1,097,000 | 2,228,000 | 3,350,000 | 4,444,000 |
| Provision for loan losses | 33,000 | 66,000 | 99,000 | 132,000 |
| Pretax income | 244,000 | 529,000 | 870,000 | 1,239,000 |
| Income tax | 3,000 | 49,000 | 105,000 | 166,000 |
| Net income | 241,000 | 480,000 | 765,000 | 1,073,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,249,000 | 11,465,000 | 11,726,000 | 11,860,000 |
| Total capital | 12,048,000 | 12,279,000 | 12,570,000 | 12,726,000 |
| Risk-weighted assets | 83,713,000 | 82,256,000 | 84,677,000 | 85,698,000 |