Call reports 2017
PEOPLES STATE BANK — 2017
What PEOPLES STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 133,002,000 | 125,829,000 | 125,370,000 | 125,349,000 |
| Total loans | 92,184,000 | 93,496,000 | 93,982,000 | 95,761,000 |
| Allowance for loan losses | 733,000 | 754,000 | 776,000 | 809,000 |
| Securities available for sale | 15,754,000 | 17,461,000 | 18,342,000 | 17,602,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,050,000 | 113,701,000 | 113,000,000 | 112,925,000 |
| Interest-bearing deposits | 92,672,000 | 85,663,000 | 85,077,000 | 83,801,000 |
| Noninterest-bearing deposits | 28,378,000 | 28,038,000 | 27,923,000 | 29,124,000 |
| Equity capital | 11,489,000 | 11,736,000 | 11,882,000 | 11,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,202,000 | 2,466,000 | 3,757,000 | 5,066,000 |
| Interest expense | 75,000 | 152,000 | 227,000 | 306,000 |
| Net interest income | 1,127,000 | 2,314,000 | 3,530,000 | 4,760,000 |
| Noninterest income | 147,000 | 247,000 | 388,000 | 527,000 |
| Noninterest expense | 1,054,000 | 2,123,000 | 3,191,000 | 4,236,000 |
| Provision for loan losses | 33,000 | 65,000 | 101,000 | 137,000 |
| Pretax income | 187,000 | 373,000 | 626,000 | 914,000 |
| Income tax | 42,000 | 87,000 | 145,000 | 254,000 |
| Net income | 145,000 | 286,000 | 481,000 | 660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,771,000 | 10,889,000 | 11,060,000 | 11,098,000 |
| Total capital | 11,504,000 | 11,643,000 | 11,836,000 | 11,907,000 |
| Risk-weighted assets | 81,907,000 | 81,389,000 | 81,431,000 | 82,421,000 |