Call reports 2012
PEOPLES STATE BANK — 2012
What PEOPLES STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 109,180,000 | 109,840,000 | 110,383,000 | 109,912,000 |
| Total loans | 81,194,000 | 81,629,000 | 81,929,000 | 82,993,000 |
| Allowance for loan losses | 655,000 | 657,000 | 719,000 | 735,000 |
| Securities available for sale | 17,377,000 | 17,499,000 | 17,296,000 | 15,528,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,234,000 | 97,747,000 | 98,431,000 | 98,797,000 |
| Interest-bearing deposits | 79,334,000 | 80,339,000 | 80,683,000 | 80,865,000 |
| Noninterest-bearing deposits | 17,900,000 | 17,408,000 | 17,748,000 | 17,932,000 |
| Equity capital | 11,322,000 | 11,486,000 | 11,453,000 | 10,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,234,000 | 2,486,000 | 3,712,000 | 4,925,000 |
| Interest expense | 147,000 | 297,000 | 427,000 | 543,000 |
| Net interest income | 1,087,000 | 2,189,000 | 3,285,000 | 4,382,000 |
| Noninterest income | 152,000 | 302,000 | 316,000 | 464,000 |
| Noninterest expense | 961,000 | 1,929,000 | 2,901,000 | 3,849,000 |
| Provision for loan losses | 62,000 | 123,000 | 335,000 | 356,000 |
| Pretax income | 216,000 | 439,000 | 523,000 | 796,000 |
| Income tax | 51,000 | 100,000 | 116,000 | 177,000 |
| Net income | 165,000 | 339,000 | 407,000 | 619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,054,000 | 10,211,000 | 10,262,000 | 9,448,000 |
| Total capital | 10,709,000 | 10,868,000 | 10,981,000 | 10,183,000 |
| Risk-weighted assets | 70,601,000 | 70,827,000 | 70,758,000 | 71,511,000 |