Call reports 2011
PEOPLES STATE BANK — 2011
What PEOPLES STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 113,431,000 | 107,925,000 | 111,612,000 | 107,625,000 |
| Total loans | 77,866,000 | 78,707,000 | 79,250,000 | 80,786,000 |
| Allowance for loan losses | 577,000 | 581,000 | 596,000 | 623,000 |
| Securities available for sale | 19,047,000 | 18,875,000 | 17,382,000 | 17,541,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,768,000 | 95,818,000 | 99,544,000 | 95,802,000 |
| Interest-bearing deposits | 85,526,000 | 78,512,000 | 82,230,000 | 79,128,000 |
| Noninterest-bearing deposits | 16,242,000 | 17,306,000 | 17,314,000 | 16,674,000 |
| Equity capital | 10,730,000 | 10,990,000 | 11,245,000 | 11,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,246,000 | 2,513,000 | 3,778,000 | 5,030,000 |
| Interest expense | 213,000 | 400,000 | 569,000 | 725,000 |
| Net interest income | 1,033,000 | 2,113,000 | 3,209,000 | 4,305,000 |
| Noninterest income | 143,000 | 293,000 | 435,000 | 566,000 |
| Noninterest expense | 973,000 | 1,943,000 | 2,904,000 | 3,745,000 |
| Provision for loan losses | 63,000 | 126,000 | 189,000 | 252,000 |
| Pretax income | 176,000 | 373,000 | 660,000 | 983,000 |
| Income tax | 53,000 | 86,000 | 153,000 | 240,000 |
| Net income | 123,000 | 287,000 | 507,000 | 743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,543,000 | 9,692,000 | 9,895,000 | 9,975,000 |
| Total capital | 10,120,000 | 10,273,000 | 10,491,000 | 10,598,000 |
| Risk-weighted assets | 68,152,000 | 67,747,000 | 68,715,000 | 69,639,000 |