Call reports 2002
PEOPLES STATE BANK — 2002
What PEOPLES STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 76,010,000 | 75,121,000 | 78,306,000 | 78,725,000 |
| Total loans | 57,982,000 | 58,408,000 | 58,028,000 | 59,152,000 |
| Allowance for loan losses | 818,000 | 824,000 | 820,000 | 816,000 |
| Securities available for sale | 10,864,000 | 10,176,000 | 9,286,000 | 7,837,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,851,000 | 65,889,000 | 68,788,000 | 69,294,000 |
| Interest-bearing deposits | 55,408,000 | 55,482,000 | 57,586,000 | 58,798,000 |
| Noninterest-bearing deposits | 11,443,000 | 10,407,000 | 11,202,000 | 10,496,000 |
| Equity capital | 8,223,000 | 8,461,000 | 8,613,000 | 8,549,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,276,000 | 2,522,000 | 3,758,000 | 4,963,000 |
| Interest expense | 462,000 | 885,000 | 1,295,000 | 1,656,000 |
| Net interest income | 814,000 | 1,637,000 | 2,463,000 | 3,307,000 |
| Noninterest income | 62,000 | 139,000 | 222,000 | 302,000 |
| Noninterest expense | 625,000 | 1,227,000 | 1,887,000 | 2,576,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 236,000 | 519,000 | 753,000 | 973,000 |
| Income tax | 59,000 | 128,000 | 206,000 | 271,000 |
| Net income | 177,000 | 391,000 | 547,000 | 702,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,095,000 | 8,283,000 | 8,413,000 | 8,385,000 |
| Total capital | 8,748,000 | 8,933,000 | 9,059,000 | 9,039,000 |
| Risk-weighted assets | 52,136,000 | 51,801,000 | 52,084,000 | 52,135,000 |