Call reports 2001
PEOPLES STATE BANK — 2001
What PEOPLES STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 78,399,000 | 83,006,000 | 78,838,000 | 77,583,000 |
| Total loans | 55,438,000 | 56,004,000 | 57,362,000 | 58,101,000 |
| Allowance for loan losses | 791,000 | 806,000 | 811,000 | 802,000 |
| Securities available for sale | 12,038,000 | 11,271,000 | 11,480,000 | 10,519,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,277,000 | 74,370,000 | 69,804,000 | 68,866,000 |
| Interest-bearing deposits | 59,975,000 | 64,369,000 | 59,250,000 | 58,516,000 |
| Noninterest-bearing deposits | 10,302,000 | 10,001,000 | 10,554,000 | 10,350,000 |
| Equity capital | 7,581,000 | 7,783,000 | 8,067,000 | 8,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,437,000 | 2,936,000 | 4,352,000 | 5,739,000 |
| Interest expense | 671,000 | 1,341,000 | 1,906,000 | 2,418,000 |
| Net interest income | 766,000 | 1,595,000 | 2,446,000 | 3,321,000 |
| Noninterest income | 64,000 | 143,000 | 227,000 | 313,000 |
| Noninterest expense | 590,000 | 1,183,000 | 1,784,000 | 2,411,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 225,000 | 525,000 | 844,000 | 1,163,000 |
| Income tax | 52,000 | 140,000 | 232,000 | 317,000 |
| Net income | 173,000 | 385,000 | 612,000 | 846,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,480,000 | 7,666,000 | 7,867,000 | 7,944,000 |
| Total capital | 8,134,000 | 8,319,000 | 8,521,000 | 8,599,000 |
| Risk-weighted assets | 51,890,000 | 52,091,000 | 52,209,000 | 52,253,000 |