Call reports 2015
BANK OF HAZELTON — 2015
What BANK OF HAZELTON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 48,787,000 | 48,072,000 | 47,881,000 | 50,543,000 |
| Total loans | 17,703,000 | 18,520,000 | 20,082,000 | 20,121,000 |
| Allowance for loan losses | 330,000 | 330,000 | 330,000 | 330,000 |
| Securities available for sale | 10,858,000 | 10,509,000 | 10,167,000 | 10,190,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,389,000 | 43,710,000 | 43,335,000 | 46,204,000 |
| Interest-bearing deposits | 35,464,000 | 35,519,000 | 35,435,000 | 37,282,000 |
| Noninterest-bearing deposits | 8,925,000 | 8,191,000 | 7,900,000 | 8,922,000 |
| Equity capital | 4,337,000 | 4,267,000 | 4,413,000 | 4,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 334,000 | 645,000 | 986,000 | 1,329,000 |
| Interest expense | 36,000 | 71,000 | 105,000 | 140,000 |
| Net interest income | 298,000 | 574,000 | 881,000 | 1,189,000 |
| Noninterest income | 24,000 | 46,000 | 60,000 | 73,000 |
| Noninterest expense | 217,000 | 422,000 | 636,000 | 870,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 105,000 | 198,000 | 307,000 | 395,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 105,000 | 198,000 | 307,000 | 395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,165,000 | 4,158,000 | 4,265,000 | 4,154,000 |
| Total capital | 4,439,000 | 4,484,000 | 4,595,000 | 4,484,000 |
| Risk-weighted assets | 21,921,000 | 26,134,000 | 28,150,000 | 27,256,000 |